Lending

Do you need to make a repair to your home or upgrade your heating system? We can discuss your options for affordable loans and other resources. Scroll down for more information!

Loan Services

Do you need to repair your roof, make an update to your kitchen or bath, upgrade your heating system or fix stairs or other structural repairs? Our lending staff will work closely with you to assess your eligibility for financing and grant funding.

  • What type of work can be done?
    Whether you need to replace your roof, fix structural issues, or make health and safety improvements, we will work with you to find solutions. Generally, repairs will be those that improve the health and safety of your home.
  • Who Qualifies?
    Generally, if you are a homeowner in Monroe County with a total household income at or below 80% of Area Medium Income
    with reasonable credit, and have the ability to repay a loan. Give us a call at (585) 325-4170 to learn more!
  • How It Works
    If your income qualifies and you own (and live in) your home, NeighborWorks® Community Partner’s Home Improvement Loan + Grant Program can help you make repairs to your roof, windows, siding, electrical, and more.
    All grants are paired with a pre-approved loan through NCP Loan Services, and are combined with a lead assessment and remediation. This program is for rehab/repair projects only, and in-house construction management is required for grant assistance.

We currently have a waiting list for Home Rehab assistance. Please contact us for more information.

Attend a free Homebuyer Orientation

Learn more about buying your first home, talk to experts and lenders, ask questions